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M life Tiers
Now that the MGM Rewards Program is offering an levels, we thought it would be helpful to detail the benefits and differences for each M life Tier. MGM’s casino loyalty program has four elite status levels and each level has different benefits ranging from free parking to retail discounts to slot multipliers, free cruises and room upgrades at M life hotels. There are also several partner benefits that I’ll summarize in another post.
UPDATED: 2/5/2022 The MGM Rewards changes are now live- which I’ve included below and covered extensively in the Bougie Miles MGM Rewards Guide.
First I’ll cover some important details about the M life tiers and Tier Credits, then I’ll discuss the benefits of each Mlife Tier separately. I want to note that I get a lot of questions from people about how to earn Tier Credits fast, since tier credits are only used to determine your elite status level, the better question would be, how do I move up tiers quickly. For everything and anything you ever need to know about MGM Tier Credits, Comps and all the things- just review my 2022 MGM Mlife REWARDS GUIDE (PLUS EARNING AND REDEEMING TIER CREDITS, REWARDS CREDITS AND BENEFITS)
Here’s a link to a video covering Casino Status Matches and a few of the tricks I use that I didn’t think I should put in writing (AKA the good stuff.) Also please give me a thumbs up and be sure to subscribe with every email you’ve ever had.
Do Mlife Tier Credits Expire? MGM Rewards Tier Credit Expiration
Tier Credits Expire on December 31st each year, put another way, tier credits reset to zero at the end of each year. Tier credits used to expire or reset in October but now that the M life Rewards Program has transitioned to a calendar year for Tier Status Earning, it begins January 1 and ends December 31. Note for 2022 only, the status earning period is extended by 30 days to include tier credits earned by January 31, 2022 towards your 2023 status.
Related:Caesars Status Match to Diamond From Other Casinos
How do you earn Mlife tier credits fast?
The main ways to earn tier credits for Mlife are through gambling, spending at MGM Hotels, Casinos and select partners and through spending on the MGM Rewards Credit Card. The FASTEST way to rack up tier credits is to stack earnings by using your Mlife Mastercard to pay for your eligible resort spend. This would net you 7 Tier Credits Per $1 on things like restaurants, spa and my personal favorite: mini bar purchases. To sum that up- You earn Tier Credits at M life Rewards destinations nationwide for every dollar you spend on your hotel stay, dining, entertainment or spa.
At M life Rewards destinations in Las Vegas you earn 4 Tier Credits per $1 spent for non-gaming spend. Tier Credits earned for gaming including slots, VLTs, table games, and BetMGM based on game type, average bet, and length of play. And of course, if you’re unsure, the M life Rewards desk in each casino has a list of tier credits earnings values for each property.
You can also elect to earn 4 Tier Credits per $1 spent on all Hyatt stays in lieu of Hyatt points but World of Hyatt points are very valuable so I don’t recommend that option unless you only need a few more credits to advance to a higher tier. In order to make sure you earn all your Tier Credits and that they are credited to your M life Rewards account, always use your M life Rewards card while playing slots and table games at participating MGM Resorts. When making purchases, you should show your M life Rewards card at the time of each qualifying purchase, or charge these purchases to your room and present your M life Rewards card to the Front Desk at the beginning of your stay..
Mlife Credit Card (Complete Review and Details Here)
Does MGM Rewards Status Match?
Mlife matches status now from Caesars Rewards, Planet Hollywood and several other casino rewards programs from casinos all over the country. As noted earlier, the Mlife Rewards Program is offering a limited time levels for new and existing members. If you click that link you will get all the info you need and specific details on the value of the offer as well as how to complete the process.
Mlife Tier Status Match to Gold and Platinum
The fastest way to get all the benefits of higher M life Tiers is probably through a tier status match from another competing casino loyalty program. The current offerdetails of the tier match can be found here from the Mlife website.
MGM Rewards Tiers
- Sapphire (base level upon joining M life)
- Pearl: Earned when you reach 20,000 Tier Credits
- Gold: Earned when you reach 75,000 Tier Credits
- Platinum: Earned when you reach 200,000 Tier Credits
- Noir (Invite only- lucky ducks!)
Sapphire: Base Level
- Earn Points and Express Comps Redeemable at all M life Rewards Destinations
- Exclusive Access to Mobile Check-In via MGM Resorts Mobile App
- Personalized Offers and Room Discounts on mlife.com
Mlife Tiers: Pearl Status Benefits
All the perks of Sapphire membership, along with:
- 10% Bonus on Points Earned Playing Slots AND Extended Expiration
- Dedicated Line at Participating Buffets
- Complimentary Self-Parking
- Free show tickets
MGM Rewards: Mlife Gold Status Benefits
All Benefits of Pearl, plus:
- 20% Bonus on Points Earned Playing Slots
- Priority Hotel Check-in Line at the Front Desk and some restaurants
- Complimentary Valet Parking at Las Vegas Destinations
- Waived resort fees for up to two rooms when booking direct
- Space-available room upgrades.
- $100 annual dining credit at participating MGM restaurants (this benefit is limited to those members who earn Gold status by earning the 75,000 tier credits, so status matched from other casinos or as part of the Hyatt/MGM partnership will not get this benefit)
Mlife Platinum Status Benefits
M Life Platinum Gets you all the benefits of Gold membership, and more:
- 30% Bonus on Points Earned Playing Slots
- Priority Access for Valet and Taxi Service
- Annual Complimentary Cruise for Qualifying Members on Royal Caribbean or Celebrity Cruises
- Increased express comps.
- Guaranteed advance hotel, show and restaurant reservations.
- Priority access to spa, salon and cabana reservations.
- Priority Hotel Check-in Line at the Front Desk and some restaurants
- Late check-out until 4 p.m.
- Annual suite upgrade in Las Vegas.
- $200 Dining credit
- $600 annual air travel credit to Las Vegas.
What is the Highest MGM Status Level? Noir
The highest MGM status level is Noir and it’s available by invitation only.
What Does it Take to Get Mlife NOIR Status– Invitation only Level
There’s no standard or published criteria for Mlife Noir status but many people report that they were invited to Mlife Noir after they significantly exceeded the Tier credits required for Mlife PLatinum status. Additionally last year, many World of Hyatt Globalists were matched to Noir.
Here are just some of the luxury benefits of being an Exclusive Noir Member:
- 40% Bonus on Points Earned Playing Slots
- Guaranteed Advance Hotel and Restaurant Reservations
- Complimentary Limousine Service to/from Nearest Airport with Hotel Stay
What MGM Resorts Casinos Are Part of MGM Rewards (AKA Mlife)
(Las Vegas)
- Bellagio,
- ARIA,
- Vdara,
- MGM Grand,
- The Signature at MGM Grand,
- Mandalay Bay,
- Delano Las Vegas,
- Park MGM,
- The Mirage,
- New York-New York,
- Luxor, and
- Excalibur
- Cosmopolitan (coming soon)
Other Locations
- MGM Grand Detroit;
- Borgata Hotel Casino & Spa in Atlantic City;
- Beau Rivage and Gold Strike in Mississippi; and
- MGM National Harbor in Maryland
FAQs
What is the fastest way to get M life tier credits?
The fastest way to get M life tier credits is to spend money on restaurants, entertainment and hotels stays in Las Vegas and pay for them with the M life Mastercard. For each dollar you spend this way, you will earn 28 Tier Credits.
How do I get M life Diamond status?
M life Diamond status doesn’t exist- the tiers are Sapphire, Pearl, Gold, Platinum and Noir.
Do M life tier credits expire?
Tier credits expire at the end of the year, in other words your tier credits reset on January 1 each year.
What does M life platinum get you?
M life Platinum members receive special treatment and perks like dedicated priority lines, priority access things like cabanas and reservations and increased point earnings on gaming.
– 30% Bonus on Points Earned Playing Slots
– Priority Access for Valet and Taxi Service
– Annual Complimentary Cruise on Royal Caribbean or Celebrity Cruises
– Priority Hotel Check-in Line at the Front Desk
– Room Upgrade (subject to availability at check-in, excludes suites)
– Priority Access: Pool Cabana, Spa and Salon Reservations
– Platinum Experience Upon Check-in at Las Vegas Resorts
What does M life Rewards get you?
As an M life Rewards member, you’ll earn points and Tier Credits which will earn lots of benefits including FREEPLAY, Express Comps, discounts, priority check-in, room upgrades, and even a free cruise!
What is the M life Rewards program?
M life Rewards is the loyalty program for MGM Resorts and Casinos worldwide which is comprised of 29 properties including 13 located on the Las Vegas Strip. Members are rewarded for casino play and spending money at MGM properties as well as money spent on the M life Mastercard.
Can I status match (tier match) to get M life status?
Yes, you can match all the way up to M life Platinum status through January 31, 2022, by visiting an M life Rewards desk in person and showing them proof of competitor status with a valid competitor loyalty card with your name printed on it. Even better, you can request an additional Tier Match during the promo if you subsequently become eligible for a higher Tier Match. The M life Rewards Tiers Program Tier Match promo is available toall new and existingM life Program members through. The tier level match is available for select loyalty programs and tierslisted hereby state.
What is the highest M life (Mlife) status level?
Officially, NOIR is the highest level of M life status (though there have been rumors that there an even higher invite-only status called Chairmans Club Noir).
Will MLife match Caesars diamond Status?
M life is currently matching Caesars Diamond status to M life Gold and M life Platinum.
How Can I get M life Gold Status?
The 4 main ways to receive M life Gold Status are by earning 75,000 Tier Credits in a calendar year, matching existing World of Hyatt Explorist Status to Gold, receiving a reciprocal tier match from Royal Caribbean International and Celebrity Cruises status and receiving a casino tier match.
Reader Interactions
Comments
Francis V. says Greetings, really good article. I have a question, I am trying to learn what tool or external services MGM uses to power its loyalty program to see if the same tool/technology is used in other businesses (a research project of mine). If you can point me at where I can get that info, please let me know.
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- Will Mische says
If your still out there. I’m just about at Pearl Status. Are you saying that when Jan 1 2022 hits I will be kicked back to Sapphire?
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- Bougiemiles says
Yes, status resets each year. Is there something specific you love about Pearl status? There are lots of opportunities to get similar status like perks via different avenues.
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- Brandie Povlock says
We just hit gold this weekend if you read you are guaranteed one year at that level
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- vega says
anyone know how to get Mlife Platinum status without spend?
there seems to be a way talked about in some forums, but I can’t figure it out. Usually, you can only get Gold after matching from caesars. Any ideas? Thanks
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- Bougiemiles says
Yes sir! Just google mlife status match and you’ll see my post come up 4th or 5th- has everything you need. (I can send link when I get home of you can’t find it)
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- CJ says
Just wondering; I’m at platinum, but may only make gold for next year. If I’m at gold for 2024 and achieve platinum again -gold-platinum in the same year, will I then be platinum for 2025?
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- Don says
We went at the end of 2020 and the tier status was lowered and we got platinum in one night. It reset at the beginning of 2021. In two trips we were platinum again. This includes limo We also were coded for the penthouse lounge. You actually earn more points spending money on stuff. One dollar spent get you 25 points, instead of gambling which take $25 for 1 point. That was something we only learned recently so eat and drink at the property and present your card
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- Sedric says
Hi Don – I am going to vegas next week and am about 4000 points short of the pearl status – so thanks for the tip!
Couple questions though – how much do you think you spent for platinum in one night and do those rates you mention (25 pts per dollar) apply without the credit card?Reply
- Bougiemiles says
HI Don! Thanks for reading. First, yes- the 25 points per dollar is earned on eligible spend regardless of credit card or payment method (the card only helps you earn 3 more points per dollar – so 28.) As far as earning Platinum- that’s pretty tough to do without substantial play- the good news is that slots earns at a much higher rate than everything else in the casino but I definitely don’t think the benefits of pearl justify spending much. Do you have any credit cards, elite status with hotels, airlines or cruises? We may be able to work it from that angle.
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- Meliss says
You can only get to platinum status by playing (and spending money) .. . They do sometimes change the amount of play needed to qualify you for each level. I had Sapphire, then Gold, then skipped Pearl and I’ve had platinum for probably a year and a half. I have almost 300,000 points but have not been invited to noir, nor did I qualify for the cruise.
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- Thomas says
There’s really no difference in my experience between gold and platinum, every benefit has an asterisk, I’ve been platinum for about 5 yrs like you with over 300,000 tier points average a year , I can’t even get get my host at Mirage yo respond to a email or txt 😖 it’s all smoke and mirrors, ever benefits you receive will solely be based on your previous play Bottom line
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- Bill says
Very true, Thomas, I don’t even pay attention to what card level I have. We don’t play for points – we play to win their money.
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- Ken says
If you got a Platinum card through reciprocity with Royal Caribbean/Celebrity cruise lines, your card won’t expire.
If it does, just show your Royal Caribbean proof as a Diamond Plus member and they have to give you Platinum again.
It’s one of their best perks.
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- Bougiemiles says
Awesome tip!
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- Dan says
Looks like RC Platinum will be matched to MGM Gold
https://www.royalcaribbean.com/content/dam/royal/resources/pdf/mgm-partnership-benefits-page-2024.pdfReply
- Donna Dougherty says
I am a gold tier in MGM, what hotels in LasVegas, has a members lounge like Amphora lounge in Borgata
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- Bougiemiles says
Sadly Vegas doesn’t really have lounges in the MGM casinos. There are some lounges but the access is for hotel guests.
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- Fred Thomas says
Sooo, is it safe to assume that everyone starts back at sapphire on January 1?
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- Bougiemiles says
Generally yes, but not if you link your World of Hyatt and M life accounts- then you’ll be able to rematch. LMK if you need the link 🙂
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- Thuy says
I thought only your tier credits reset, but you keep your status for the following year.
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- Bougiemiles says
Yes, you’ll keep status through the year following the year it’s earned.
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- Dreaming of a Vegas Retirement says
I need the link for the World of Hyatt and M life accounts re-match.
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- Amanda says
Can I get the link too please?
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- Bougiemiles says
- Bougiemiles says
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- Brian says
Do you know if M Life tier matches are still offered for current Royal Caribbean Anchor Society status level (ie Emerald, Diamond.) equals Gold M Life match? If so how do you go about proving this?
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- C. Meyer says
We’re in Vegas right now at the Nomad. We are Platinum card holders and Diamond on Royal Caribbean, can we get a comp limo to the airport when we leave tomarrow….can we get a 4pm late check out. Can we upgrade the RC Diamond to Diamond plus with the MLife card
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- Bougiemiles says
At some point last year they seemed to have changed that to be dependent on play- at least that’s what the host at Aria told us. As for the RC match, I’m not sure about the Diamond PLus since it’s new- I’d love to know how it ends up for you.
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- Mike says
You are very informative and also beautiful. I have thanks to your articles now been able to get Gold MGM and look forward to no resort fees after February 2022! I would like to use my buy one get one free myvegas rewards to buy you a drink at least one day to earn tier points!
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- Bougiemiles says
Haha thank you!
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- Russ says
Hi Bougiemiles,
I am currently Gold Tier level with MGM, and my tier credits have reset to 0 for 2022. If I sign up for the MGM Rewards card, do I get 20k tier credits, so it’s easier to reach higher levels or does it not affect me because I am already at a tier higher than Pearl?
Thank you!
-Russ
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- Russ says
Follow up question- I have been considering this card for awhile. I have never seen a promotion with extra sign-up points or additional benefits, the way some other card have. Have you ever seen them run a sign-up bonus?
Thanks again.
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- Bougiemiles says
Unfortunately any status that is matched still has to earn the tier credit to reach higher levels- so no, you don’t get 20k TCs. Honestly, one time I got emailed a slightly better offer- I think there was an extra $25 in value associated with is but it was so minuscule I don’t even remember it. LOL. If you can make the card work for you, I definitely wouldn’t hold my breath for a better offer.
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- Reno says
I’m 7200 pts from staying gold. Would dining or slot play be the quickest way to earn those TC?
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- Harry says
You losing your platinum players yet. Not sure 4 tier credits per $1 spent to get 200,000 does not work for me. Been platinum for years but I give up reaching that level anymore.
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- Bougiemiles says
That makes sense- I’m doing the same but still assuming I’ll receive all of my discretionary comps.
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- Susie says
I’m still a little confused about Noir level. If 300,000 doesn’t qualify for the upgrade from platinum to Noir, what does? Any sense of what one ha to do to be invited to Noir? Is it the number of times you go to Vegas or how much you spend when you’re there?
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- Bougiemiles says
I wish I could give you a concrete answer but the truth is I have seen people be invited who don’t even gamble and then I know people who gamble 200k in a weekend and haven’t been invited.
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- Leslie says
Hi
I went to Vegas in Nov 2021 , got the mlife reward card , became a gold membership during that stay . I m going to Vegas next week ( June 2022) but I look at the mlife apps , I m still a gold membership, I though it will reset in Jan 2022
So do I still receive my gold benefit, free parking , food credit etcReply
- tim says
i am now gold with 50 thousand tier credits how much more to next level
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- JM says
If you want a comparison I’m a Platinum player with 580,000 tier credits earned through June 2022. Over $520,000 coin in slots/video through the first six months of the year and I haven’t been invited to Noir status.
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- joseph says
im on the edge of becoming platinum, does anyone know how the 600 air credit works?
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- Dorothy Jones says
Well this had been interesting reading!!! I am Gold Stats within 11,500 of Platinum – I am REALLY NOT SEEING why I would go the last stretch from what I have read😞 I would really appreciate some input regarding this – THANKS!!!
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- Mark M says
FWIW, my host told me a couple of years ago that to be invited to Noir, it was at least a 80k loss across MGM properties and also over 2 million tier credits in a year. But with all the crypto money, I’d suspect it’s a lot more than that.
I made Platinum under the new system in 2 trips, and it was actually pretty decent value getting the flight reimbursem*nt, but the best idea is really not to chase the credits. I have a host who takes care of all my rooms/limo/F&B and really it doesn’t matter too much what your status is if you have a host.
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- Jennifer says
Hello and thanks for your help on these programs. I am matching status from my Hyatt Explorist, to be MGM Gold when we’re in Vegas next week (have to change my last name in person seems). Once I do that and get a MGM Gold card, can you please tell me if there’s a benefit to going to any of the other casinos and matching the tier with them if I’m not staying there? Seems like most of the benefits might be only if you’re staying at that particular casino but I’m staying at a Marriott property. Any other benefits worth doing the match?
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- Michael Galic says
Please explain this to me as this is my second request for an answer. I failed to re-qualify for platinum level last year but had WAY more points needed to qualify, but I have been put all the back to the lowest level. Why did I not at least qualify for the Gold level?
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- Bougiemiles says
If you earned enough points to qualify, you should definitely reach out to MGM. There would be no reason for you not to attain your status.
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Disclosure: Bougie Miles has partnered with CardRatings for our coverage of credit card products. Bougie Miles and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
